.page-terms-conditions__hero-section {
  position: relative;
  width: 100%;
  padding: 60px 20px;
  padding-top: var(--header-offset, 120px);
  background-color: #003366;
  color: #ffffff;
  text-align: center;
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 300px;
}

.page-terms-conditions__container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 15px;
  box-sizing: border-box;
}

.page-terms-conditions__main-title {
  font-size: 2.8em;
  margin-bottom: 20px;
  color: #FFCC00; /* Use accent color for title for impact */
  line-height: 1.2;
}

.page-terms-conditions__description {
  font-size: 1.2em;
  margin-bottom: 30px;
  max-width: 800px;
  margin-left: auto;
  margin-right: auto;
  line-height: 1.6;
}

.page-terms-conditions__cta-button {
  display: inline-block;
  padding: 15px 30px;
  border-radius: 8px;
  font-size: 1.1em;
  font-weight: bold;
  text-decoration: none;
  transition: background-color 0.3s ease, transform 0.3s ease;
}

.page-terms-conditions__btn-primary {
  background-color: #FFCC00;
  color: #003366;
  border: 2px solid #FFCC00;
}

.page-terms-conditions__btn-primary:hover {
  background-color: #e6b800;
  transform: translateY(-2px);
}

.page-terms-conditions__content-area {
  max-width: 1200px;
  margin: 0 auto;
  padding: 40px 20px;
  background-color: #ffffff;
  color: #333333;
  line-height: 1.7;
  font-size: 1.05em;
}

.page-terms-conditions__section-title {
  font-size: 2.2em;
  color: #003366;
  margin-bottom: 30px;
  text-align: center;
  border-bottom: 3px solid #FFCC00;
  padding-bottom: 15px;
}

.page-terms-conditions__introduction-text {
  font-size: 1.1em;
  margin-bottom: 40px;
  padding: 0 20px;
  border-left: 5px solid #003366;
  background-color: #f9f9f9;
  padding-top: 20px;
  padding-bottom: 20px;
  border-radius: 5px;
}

.page-terms-conditions__term-item {
  margin-bottom: 40px;
  padding: 25px;
  background-color: #f0f4f8; /* Light background for term items */
  border-radius: 10px;
  box-shadow: 0 4px 15px rgba(0, 0, 0, 0.08);
  border: 1px solid #e0e0e0;
}

.page-terms-conditions__term-heading {
  font-size: 1.8em;
  color: #003366;
  margin-bottom: 20px;
  border-bottom: 2px solid #FFCC00;
  padding-bottom: 10px;
}

.page-terms-conditions__term-item p {
  margin-bottom: 15px;
  line-height: 1.8;
  color: #333333;
}

.page-terms-conditions__term-item a {
  color: #003366;
  text-decoration: underline;
  font-weight: bold;
}

.page-terms-conditions__term-item a:hover {
  color: #FFCC00;
}

/* FAQ Section */
.page-terms-conditions__faq-section {
  margin-top: 60px;
  padding: 40px 20px;
  background-color: #eaf1f7;
  border-radius: 10px;
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.1);
}

.page-terms-conditions__faq-title {
  font-size: 2.2em;
  color: #003366;
  margin-bottom: 30px;
  text-align: center;
  border-bottom: 3px solid #FFCC00;
  padding-bottom: 15px;
}

.page-terms-conditions__faq-item {
  background-color: #ffffff;
  border: 1px solid #dcdcdc;
  border-radius: 8px;
  margin-bottom: 15px;
  overflow: hidden;
  box-shadow: 0 2px 10px rgba(0,0,0,0.05);
}

.page-terms-conditions__faq-question {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 18px 25px;
  cursor: pointer;
  font-size: 1.2em;
  font-weight: bold;
  color: #003366;
  background-color: #f8f8f8;
  border-bottom: 1px solid #eee;
  transition: background-color 0.3s ease;
}

.page-terms-conditions__faq-question:hover {
  background-color: #e0eaf4;
}

.page-terms-conditions__faq-question-text {
  margin: 0;
  flex-grow: 1;
}

.page-terms-conditions__faq-toggle {
  font-size: 1.5em;
  line-height: 1;
  width: 25px;
  text-align: center;
  transition: transform 0.3s ease;
  color: #FFCC00;
}

.page-terms-conditions__faq-item.active .page-terms-conditions__faq-toggle {
  transform: rotate(45deg); /* For '-' symbol */
}

.page-terms-conditions__faq-answer {
  max-height: 0;
  overflow: hidden;
  padding: 0 25px;
  transition: max-height 0.3s ease, padding 0.3s ease;
  color: #555555;
  font-size: 1.05em;
  line-height: 1.7;
}

.page-terms-conditions__faq-item.active .page-terms-conditions__faq-answer {
  max-height: 1000px !important; /* Sufficiently large for content */
  padding: 15px 25px !important;
}

/* Global image responsiveness */
.page-terms-conditions img {
  max-width: 100%;
  height: auto;
  display: block;
  border-radius: 8px;
}

/* Responsive styles */
@media (max-width: 992px) {
  .page-terms-conditions__main-title {
    font-size: 2.2em;
  }
  .page-terms-conditions__description {
    font-size: 1em;
  }
  .page-terms-conditions__section-title,
  .page-terms-conditions__faq-title {
    font-size: 1.8em;
  }
  .page-terms-conditions__term-heading {
    font-size: 1.5em;
  }
  .page-terms-conditions__faq-question {
    font-size: 1.1em;
  }
}

@media (max-width: 768px) {
  .page-terms-conditions__hero-section {
    padding: 40px 15px;
    padding-top: var(--header-offset, 120px) !important;
    min-height: 250px;
  }
  .page-terms-conditions__main-title {
    font-size: 1.8em;
    margin-bottom: 15px;
  }
  .page-terms-conditions__description {
    font-size: 0.95em;
    margin-bottom: 25px;
  }
  .page-terms-conditions__cta-button {
    padding: 12px 25px;
    font-size: 1em;
    max-width: 100% !important;
    width: 100% !important;
    box-sizing: border-box !important;
    white-space: normal !important;
    word-wrap: break-word !important;
  }

  .page-terms-conditions__content-area {
    padding: 20px 10px;
    font-size: 0.95em;
  }
  .page-terms-conditions__section-title,
  .page-terms-conditions__faq-title {
    font-size: 1.6em;
    margin-bottom: 20px;
  }
  .page-terms-conditions__introduction-text {
    font-size: 1em;
    padding: 15px;
  }
  .page-terms-conditions__term-item {
    padding: 15px;
    margin-bottom: 30px;
  }
  .page-terms-conditions__term-heading {
    font-size: 1.3em;
    margin-bottom: 15px;
  }
  .page-terms-conditions__faq-section {
    padding: 20px 10px;
    margin-top: 40px;
  }
  .page-terms-conditions__faq-question {
    font-size: 1em;
    padding: 15px 20px;
  }
  .page-terms-conditions__faq-answer {
    padding: 10px 20px;
    font-size: 0.95em;
  }

  /* Mobile image responsiveness */
  .page-terms-conditions img {
    max-width: 100% !important;
    width: 100% !important;
    height: auto !important;
  }
  .page-terms-conditions__container,
  .page-terms-conditions__term-item,
  .page-terms-conditions__faq-section,
  .page-terms-conditions__faq-item {
    max-width: 100% !important;
    width: 100% !important;
    box-sizing: border-box !important;
    padding-left: 10px;
    padding-right: 10px;
  }
  .page-terms-conditions__content-area {
    overflow-x: hidden;
  }
}